Travel Insurance: Protect Your Next Trip

If you love to travel, take vacations, or ride cross-country, travel insurance helps cover costs from unpredictable events. These include delays, medical needs, cancellations, and more.

You can get this coverage through credit card perks or pay separately. Each country, airline, hotel, and cruise line has its own rules for lost luggage and cancellations. Review them before you book.

Insurance can refund trips and cover lost items. Medical emergencies or evacuations can be expensive. Few credit cards provide full coverage. A good plan that works with your health insurance gives you peace of mind.

Personalized Quoting Links for International Plans

• Atlas Travel® Insurance

Individual Plan Links

• Atlas Travel® Medical Insurance
• Atlas Group Quote
• Atlas MultiTrip™ Quote
• StudentSecure® International Student Health Insurance

These links let you select options, get quotes, review coverage, and apply instantly.

Note: When sharing by email, ask clients to copy and paste the full link so you receive proper credit.

The Cost of Travel Insurance

Plan prices usually range from 4% to 8% of your total trip cost. Benefits vary by plan.

What Affects Your Price?

• Trip Cost and Length: Longer and more expensive trips cost more to insure.
• Medical Care Costs: Destinations with high medical expenses raise the price.
• Coverage Level: More events covered means higher limits and cost.

Age also matters — older travelers usually pay more. Insurance covers unexpected events, not everything. Pre-existing conditions often need a waiver. Research your destination’s rules before booking.

Family Coverage in Travel Insurance

When buying a policy, know how “family” is defined. It usually includes:

• Spouse
• Domestic partner
• Parents and stepparents
• Children, stepchildren, foster children, adopted children
• Siblings
• Grandparents and grandchildren
• In-laws
• Aunts, uncles, nieces, and nephews
• Legal guardians and wards
• Paid live-in caregivers
• Service animals

Family Emergencies and Travel Insurance

Family emergencies can disrupt travel plans. Insurance can help protect you financially.

• Trip Cancellation / Interruption: Reimburses non-refundable costs if a family member gets seriously ill or injured.
• Emergency Medical Transportation: Covers costs to move you or a family member for treatment.

Important Considerations

• Exclusions: Check limits, especially for pre-existing conditions.
• Pre-Existing Conditions: You may need extra coverage.

Always read your policy carefully. Talk to an agent if you need help choosing the right plan.

A Safe Journey with Travel Insurance

Unexpected events can ruin travel plans. The right insurance protects your investment and gives peace of mind.

Key Benefits of Travel Insurance

• Trip Cancellation: Reimburses flights and hotels for covered reasons like illness.
• Trip Interruption: Pays for unused portions if you must cut the trip short.
• Emergency Medical Coverage: Covers medical bills and evacuation.
• Evacuation Coverage: Helps with natural disasters or unrest.
• Baggage Loss or Damage: Reimburses lost or damaged belongings.

How to File a Claim

• Document Everything: Keep medical records, receipts, and police reports.
• Contact Your Provider: Notify them quickly and follow instructions.
• Submit the Claim: Send all paperwork and supporting documents.
• Wait for Processing: The company will review and pay according to the policy.

Travel insurance protects your trip and finances from surprises. Contact DNS Insurance Broker to learn more.